2025 · Top 60
The Adviser · Elite Broker Ranking 2025
Ranked in Australia’s Top 60 Elite Brokers
Jignesh Joshi was named in The Adviser’s Elite Broker Ranking 2025, Residential category, which ranks brokers nationally on settlement volume and client outcomes.
Top 60Residential brokers nationally
1,500+Deals settled
About ES Finance
Smart Lending Strategies for Serious Property Investors
You’ve worked hard, earned well, and started investing, but your borrowing power isn’t keeping up.
Maybe you’ve been told you can’t buy your next property. Maybe you’re confused between using a Trust, SMSF, or individual lending. Or maybe you’re just tired of banks that don’t get your long-term vision. That’s where we come in.
At ES Finance, we work with high-earning professionals, especially from Indian, Pakistani, and Nepali backgrounds, who want more than just loan approvals. We build strategic lending plans that grow with you. From structuring your first investment loan to scaling a portfolio of 6+ properties, we focus on clarity, control, and smart decision-making.
You bring the ambition. We bring the financial roadmap.
What sets us apart
We’re Not Your Average Mortgage Broker
At ES Finance, we partner with serious investors to build lending strategies that grow with them, not hold them back. Whether you’re buying under a trust, SMSF, or scaling past your third property, we know how to structure finance that actually works. And long after your loan settles, we’re still in your corner, reviewing rates, repricing when needed, and making sure your money is working as hard as you are.
800+Property investors helped
50+Lender partners, including second-tier banks
“Jignesh helped me unlock $900K in equity when every lender said no.”
Who we work with
We Work Heavily With…
If you’re serious about building wealth through property and want long-term lending clarity, you’re in the right place.
Book Your Strategy Call →01Investors with 2–10 properties who want to grow
02Clients using SMSF or Family Trust structures
03IT Professionals earning $250K+
04Professionals in Sydney’s North-West & Hills District
05Indian, Pakistani, and Nepalese communities
Awards & recognition
Award-Winning Advice, Recognised by the Industry
Founder & Director · Mortgage Broker · Jignesh Joshi
Built on Experience. Driven by Integrity.
Over the past 10+ years, Jignesh, a Chartered Accountant, the highest finance designation in India, has built ES Finance into a firm trusted by 800+ clients, from first-time buyers to seasoned investors.
Recognised as a finalist in the Better Business Awards 2024 and the Australian Broking Awards 2025, he’s known for combining financial expertise with client-first care. When clients sit across from him, they’re not just talking to a broker, they’re talking to someone who can see their full financial picture.
Chartered AccountantTop 60 Elite Broker 202510+ years in lending800+ clients
Connect on LinkedIn →The journey
From One Desk to a National Ranking
2014ES Finance foundedJignesh starts broking after a career as a Chartered Accountant.
800+Clients and countingFirst-home buyers through to multi-property investors.
2024Better Business AwardsFinalist, Best Customer Service (Individual), NSW/ACT.
2025Australian Mortgage AwardsExcellence Awardee.
2025Top 60 Elite BrokerThe Adviser’s national ranking, Residential.
The team
The Team Behind Every Strategy
Jignesh JoshiFounder, Director & Mortgage Broker
Faseih ImranMortgage Broker
Ekta ShahSenior Loan Writer
Tushar BasoyaLoan Writer
Divya ThakerBroker Support Officer
Riddhi BhattBroker Support Officer
Sheetal JoshiAdmin Manager
How we work
Three Promises to Every Client
01
Strategy before product
We plan the next two purchases before recommending a single loan.
02
Plain-English advice
No jargon, no surprises. You’ll understand every structure we set up.
03
With you after settlement
Annual reviews and rate negotiation for the life of your loans.