Equipment & vehicle finance
Equipment and Vehicles, Financed for Business
Chattel mortgages, leases and hire purchase for the vehicles, machinery and equipment your business runs on. The asset secures the loan, so your property doesn’t have to.
Quick estimate
What Would Your Repayments Be?
Estimate only. Monthly repayments in arrears with the balloon paid at the end. Excludes fees and GST. Rates depend on asset type, age and business profile.
Monthly repayment$1,511With a 20% balloon of $17,000 due at the end.
Confirm With a Strategy Call →Is it right for you?
Asset Finance Suits Businesses That…
✓Need work vehicles, utes or trucks
✓Are buying machinery, tools or medical equipment
✓Want to keep cash in the business
✓Prefer fixed, predictable repayments
✓Want the asset to be the only security
How it works
Asset Finance Options
The right structure depends on ownership, GST and how you want to claim it at tax time.
ChattelChattel mortgageYou own the asset from day one. The lender holds a mortgage over it.
LeaseFinance leaseThe lender owns the asset and you lease it, with an option to buy.
HPHire purchaseYou hire the asset and own it after the final payment.
BalloonBalloon paymentA lump sum at the end lowers your regular repayments.
The process
From Quote to Keys
01
Asset & quoteTell us what you’re buying and from whom.02
StructureChattel, lease or hire purchase, checked with your accountant.03
ApprovalOften within 24–48 hours for standard assets.04
SettlementWe pay the supplier and you take delivery.A loan where you own the asset from the start and the lender takes security over it. It’s the most common way businesses finance vehicles and equipment.