Why Most Investors Struggle to Grow Beyond 2–3 Properties
For many property investors, the path to building a substantial portfolio slows down after the first few purchases. Lending becomes more complex, and the strategies that worked early on no longer apply.
Portfolio value · yr 10$5.21M
Equity · yr 10$1.29M
4properties in 10 years
Illustrative scenario only, not a prediction or advice. Assumes $800k purchases, 5% growth, 20% deposits, savings 8% of income.
Common 2–3 property ceiling
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Mamta Sharma
2 weeks ago
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We had an excellent experience working with Jignesh and Faseih. They are professional, knowledgeable, and incredibly helpful throughout the entire process. They took the time to explain everything clearly, answered all our questions, and made what could have been a stressful experience smooth and straightforward. Their communication was excellent, and we truly appreciated their dedication and support in finding the right loan for our needs. We highly recommend their services to anyone looking for a reliable and trustworthy mortgage broker!
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Dipti Mehta
2 weeks ago
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Jignesh from ES Finance has no word like "impossible" in his dictionary! He has always made our finance journey smooth and stress-free.
We've been associated with Jignesh for the past few years and have consistently relied on him for financial advice and loan approvals. He is always available whenever we need him, happy to address our concerns, and proactive in guiding us through every step of the process. He genuinely goes the extra mile to find the best solutions and ensure things get done smoothly.
We highly recommend Jignesh and ES Finance to anyone looking for a reliable, proactive, and trustworthy finance partner. If you want someone who genuinely cares, provides the right advice, and takes ownership to get things across the finish line, Jignesh is the person to go to. We couldn't recommend him more highly!
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Ravi Sharma
2 weeks ago
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We had a really positive experience with ES Finance specially Jignesh and Faseih. The whole team was supportive, easy to talk to, and made sure we understood each step of the process.
They both always kept us informed, were quick to answer our questions, and made everything run smoothly from start of the process to finish. We're very thankful for their help and the effort they put into making the process as easy as possible.
We would happily recommend them to anyone looking for a trustworthy and professional mortgage broker!
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Kalpesh Vaishnav
a month ago
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We had an excellent experience with Jignesh and Ekta from ES Finance. They were professional, knowledgeable, responsive, and extremely helpful throughout the entire process.
They made everything straightforward and kept us well informed at every stage. They were always available to answer our questions, provided clear advice, and worked hard to achieve the best possible outcome for us.
Their personalised service and attention to detail really stood out. We truly appreciate all their support and would highly recommend ES Finance to anyone looking for a reliable and trustworthy mortgage broker.
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Drsandeep Bhagat
2 months ago
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We used Jignesh Joshi from ES Finance for our first home purchase, and the service was absolutely outstanding.
From our very first conversation, Jignesh took the time to explain the complexities of the home loan process in a clear and easy-to-understand way. He was incredibly knowledgeable, professional, and supportive throughout the entire journey.
His communication was proactive, prompt, and transparent, we were never left wondering about the progress of our application. He made what could have been a stressful process feel smooth and straightforward.
We genuinely cannot recommend Jignesh and the ES Finance team highly enough. Their professionalism, expertise, and commitment to their clients are exceptional.
Five stars without hesitation!
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Chintankumar Patel
3 weeks ago
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I highly recommend Jignesh Joshi from ES Finance for any inquiry about loan. As an active property investor, I've used their service to expand my portfolio across multiple investment properties.
Their deep understanding of lending policies, cross-collateralization, and structuring allowed us to secure highly competitive rates without the usual red tape.
their team is very proactive communication and strategic foresight. They didn't just process paperwork; they took the time to understand my long-term financial goals, ensuring every loan was positioned perfectly for future growth. Even when dealing with tight settlement timeframes or complex smsm landing requirements, they were always one step ahead, keeping me informed and stress-free.If you are looking for an expert mortgage broker who genuinely understands investment strategies and delivers results, look no further. I look forward to working with them on the next construction project . Waiting for another deal to manage loan from them.
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Lucky Singh
2 months ago
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I had a fantastic experience with ES Finance, especially with Jignesh and Imran as my mortgage brokers. They were professional, knowledgeable, and very easy to deal with throughout the entire process.
They took the time to understand my financial situation, explained all the options clearly, and helped me find a loan that suited my needs. Communication was excellent, and they kept me updated at every stage, making what can be a stressful process feel simple and straightforward.
I really appreciated their patience, honesty, and attention to detail. I would highly recommend ES Finance, Jignesh, and Imran to anyone looking for a reliable and professional mortgage broker. Excellent service from start to finish!
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Jigar Shah
a month ago
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I highly recommend Jignesh Joshi for his exceptional effort, dedication and professionalism throughout my property finance journey.
Jignesh went above and beyond to secure the loan amount I was expecting for pre-approval with Liberty. He was persistent, knowledgeable and kept working through the process to make sure we achieved the best possible outcome.
But Jignesh didn't stop there. After I purchased the property, he went the extra mile again and managed to secure an even better interest rate with Firstmac than what had originally been approved at the pre-approval stage with Liberty. This resulted in an even better financial outcome for me.
What really stood out was that Jignesh continued to look after my interests even after the purchase was completed. His communication, commitment and willingness to go the extra mile made the entire process much easier and gave me great confidence throughout.
I'm extremely happy with the service I received from Jignesh and would have no hesitation in recommending him to anyone looking for a broker who genuinely puts in the effort to achieve the best result for his clients.
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Subrata
a month ago
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I would like to express my sincere appreciation to ES Finance - Mortgage Broker, Bella Vista, and in particular to Jignesh Joshi, for the exceptional service and support provided throughout my mortgage and property finance process.
I particularly appreciated Jignesh's dedication in following up with the lender and keeping me informed of the progress. He went above and beyond to assist whenever I had questions or concerns and consistently worked towards finding a suitable solution.
I am extremely grateful for Jignesh's assistance and professionalism and would have no hesitation in recommending him and the ES Finance team to anyone looking for a knowledgeable, reliable, and trustworthy mortgage broker.
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narendar kuruguntla
2 months ago
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Jignesh and his team at ES Finance - Bella Vista were truly exceptional once again. This is my second loan with them - one for investment and one through SMSF - and they have consistently shown the same dedication, care, and professionalism each time. They made the entire process smooth and stress-free, guiding me with clear communication and genuine support. I'm deeply grateful for their hard work, and I highly recommend Jignesh and his team to anyone seeking reliable and committed mortgage assistance.
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Vishal Trivedi
4 months ago
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It was quite a journey to get our finance approved, and there were times when we weren't sure if we would make it. Throughout the process, ES Finance was incredibly supportive, professional, and responsive. They worked hard behind the scenes, guided us through every step, and made sure our finance was ultimately approved and sorted.
We are very grateful for their dedication and persistence and would highly recommend ES Finance to anyone looking for a mortgage broker who genuinely cares about achieving the best outcome for their clients.
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Jitendra soni
2 weeks ago
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We had a great experience with ES Finance, who helped us with our finance. The team was professional, helpful and easy to deal with, making the process smooth and straightforward. We really appreciate their efforts and would happily recommend their services.
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Deep Darji
2 months ago
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I had a great experience with ES Finance - Mortgage Broker in Bella Vista. The whole loan process was handled professionally and was transparent, which made it much easier to understand. The team was responsive, helpful and took the time to explain everything clearly, answering any questions I had along the way. They provided great guidance and made the process feel smooth and stress-free. Highly recommend ES Finance to anyone looking for reliable and professional help with their home loan or finance needs!
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Jignesh JoshiChartered Accountant · 10+ years · 1500+ clients