Business lending
Funding to Grow, Without Tying Up Property
Unsecured and lightly secured business loans for working capital, stock, fit-outs and growth. Separate from property-backed commercial finance, with decisions often in days.
Quick estimate
What Would a Business Loan Cost?
Estimate only. Principal and interest repayments at a constant rate; excludes establishment fees. Unsecured business rates vary widely by lender and risk.
Monthly repayment$3,345Over 3 years at 12.50%.
Confirm With a Strategy Call →Is it right for you?
A Business Loan Can Help If You Need To…
✓Smooth cash flow between invoices and payments
✓Buy stock ahead of a busy season
✓Fund a fit-out, expansion or new location
✓Take on a larger contract or hire staff
✓Avoid using your home as security
How it works
Business Loan Options We Arrange
The right product depends on what the money is for and how quickly it comes back.
TermUnsecured term loansFixed repayments over 1–5 years for growth and fit-outs.
LOCBusiness line of creditDraw and repay as needed. Pay interest only on what you use.
InvoiceInvoice financeRelease cash tied up in unpaid invoices.
OverdraftBusiness overdraftA buffer on your transaction account for short-term gaps.
The process
Funding Without the Runaround
01
Discovery callWhat the funds are for, turnover and timing.02
Options comparedBanks and specialist business lenders side by side.03
ApplicationBank statements or BAS, often no full financials.04
FundedFunds in your account, often within days.Usually 6–12 months of business bank statements, ABN details and ID. Larger loans may need BAS or financial statements.